integrated benefit solutions

About Integrated Benefit Solutions

Integrated Benefit Solutions Inc. provides comprehensive benefit plans for business owners, their employees and their dependents.

Carol

Carol Cooper is the President of Integrated Benefit Solutions Inc. a division of Cooper Financial Services Inc., established in 1986. Cooper Financial Services is a full service, independent financial planning firm. Carol holds various designations, including Chartered Life Underwriter (CLU), Certified Financial Planner (CFP), Registered Health Underwriter (RHU) and she is currently working on her Certified Professional Consultant on Aging (CPCA). In 2007, Gayle Culley joined the firm in the capacity of Health Benefit Sales and Marketing specialist; she now assists both business and individual clients with their insurance needs. Gayle is a fully licensed agent; she has her Bachelor of Commerce and is currently working on her RHU designation.

Integrated Benefit Solutions mandate is to be able to offer superior-quality, affordable group insurance and financial products for a wide range of business sizes. We are independent advisors. Our vision embraces innovation in a changing world. Whether you are single professional, a consultant, or have a large multi-faceted business with a large number of employees, we are able to tailor group benefit solutions to your needs and budget considerations. We work with leading insurance companies to help fulfill our objectives. We are innovative in our thinking and develop win-win solutions for our clients.