integrated benefit solutions

BC Anesthesiologists Society

The BCAS has partnered with Integrated Benefit Solutions Inc. to provide its members with extended health & dental insurance options including a third party administered Private Health Services Plan.

Extended Health and Dental
We have a preferred partner relationship with White Rock based National benefits provider, GroupHEALTH Global Benefits Inc., we are pleased to offer members of BCAS two fully insured medically underwritten comprehensive benefit plan options. Application can be completed online and printed for signature. Applications may be emailed directly to GroupHEALTH.  Two different plan options are available: SoloPLUS Better and SoloPLUS Best.

Private Health Services Plan (PHSP)
We, together with our partner, Pacific First, can offer a PHSP to any BCAS member who is self-employed (Incorporated professional or solo-proprietor). There are no health questionnaires or age limits and the plan covers all employees and their dependents. This is a flexible non-contractual agreement between the BCAS member and the adjudicator (Pacific First) with no premiums. There is an administration fee of $1.25 a month, a one-time only setup fee of $125 and an 8% adjudication fee on claims. In order to start a PHSP a first-time deposit (credit) must be submitted to be used for future claims ($175). After this the member decides on regular contributions to their PHSP – this amount can be changed at any time.  Fees have been specially reduced in price, for the association, to provide optimum savings for BCAS members.

Travel Insurance
Travel medical is available to all PHSP holders. It is offered through Lloyds of London, BMS Specialty products. It is purchased on an annual basis and premiums are 100% tax deductible through the PHSP and premium payments are fully administered by Pacific First. The coverage allows for trips up to 30 days (coverage may be extended to 80 days) and will cover medical expenses out of country and out of province up to $2M. Coverage is available up to age 75 (premiums increase at age 65) and there is no pre-existing conditions clause.

For more information on any products available to the members of the BCAS contact Gayle at solutions@ibsflex.ca or call toll-free 1.866.475.0552.